Question 9 is based on the conversation you have just heard.

Conversation One

听力原文

M: Lisa, why did you pay for your meal with cash instead of the payment apps on your phone?

W: (8) [Well, I’ve gone back to cash.] I’m only using payment apps if that’s the only option. (8) [I am trying to save money for a new phone], and I find that using cash rather than payment apps helps me to save.

M: But how? Money is money, isn’t it? I don’t think it matters whether you take it out of the bank and put it in your wallet, or simply transfer from your bank account to the sellers’ bank account using an app.

W: No, I believe it does matter. It’s a psychological phenomenon. (9) [I believe we have less connection with the value of our money when we just have the “approve” buttons on our phones.]

M: You might have a point. Since I stopped carrying cash around and started using my phone apps to pay, (10) [I may have developed a tendency to buy more small or non-essential items.]

W: That’s highly possible. Think about the amount of time we spend with our phones in our hands and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.

M: So cashless payment affects our ability to budget?

W: I believe so. If we spend a hundred yuan in cash, we realize that we don’t have that hundred yuan to spend on something else. But if we’re spending electronically, we are less likely to make that mental calculation.

M: (11) [I stopped using my credit card because I found I was spending excessively.] Perhaps I should take the same approach of paying using my phone.

W: It’s worth considering.

9. What happens when people use apps for payment according to the woman?

解析：B。根据选项中的buying、money、purchase等词，推测题目可能涉及花钱的信息。录音中间部分女士说到，她认为当人们只要点一下手机上的“确认支付”按钮就能付款时，人们对金钱价值的感知就会变弱。B项中的the value of...money为原词复现，are less aware of对应录音中的have less connection，故正确答案为B。

错项排除：A项中的greater pleasure和C项中的less difficult在录音中均未提到，故排除A、C两项。D项利用time作干扰，录音中间部分女士提到了time，但她说的是“想想我们玩手机所花费的时间”，并没有说移动支付可以帮助省去很多时间和麻烦，故D项错误。