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单选题

Question 6 is based on the conversation you have just heard.

A
Her previous debt hadn’t been cleared yet.
B
Her credit history was considered poor.
C
She had apparently asked for too much.
D
She didn’t pay her mortgage in time.
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答案:

B

解析:

Conversation Two

听力原文

M: (5) How did it go at the bank this morning?

W: Not well, my proposal was rejected.

M: Really, but why?

W: Bunch of reasons. (6) For starters, they said my credit history was not good enough.

M: Do they say how you could improve that?

W: Yes, they said that after five more years of paying my mortgage, then I will become a more viable candidate for a business loan. But right now, it’s too risky for them to lend me money. They fear I will default on any business loan I’m given.

M: Well, that doesn’t sound fair. (7)Your business idea is amazing. Did you show them your business plan? What did they say?

W: They didn’t really articulate any position regarding the actual business plan. They simply looked at my credit history and determined it was not good enough. They said the bank has strict guidelines and requirements as to who they can lend money to. And I simply don’t meet their financial threshold.

M: (8) What if you ask for a smaller amount? Maybe you could gather capital from other sources, smaller loans from more lenders?

W: You don’t get it. It doesn’t matter the size of the loan I ask for or the type of business I propose. That’s all inconsequential. The first thing every bank will do is studying how much money I have and how much debt I have before they decide whether or not to lend me any more money. (7) If I want to continue ahead with this dream of owning my own business, I have no other choice but to build up my own finances. I need around 20% more in personal savings and 50% less debt. That’s all there is to it.

M: I see now. Well, it’s a huge pity that they rejected your request, but don’t lose hope. I still think that your idea is great and that you will turn it into a phenomenal success.

6. Why was the woman’s proposal rejected?

解析:B。录音中男士问女士为什么提议被拒,女士回答说,有很多原因,首先是说银行认为她信用记录不够好,B项内容符合此内容,故选B。录音中男士问女士,如果申请金额少一点是否可行,女士明确回答说银行是否放贷与贷款金额无关,故C项错误。文中并未提到女士的债务和按揭还款情况,故排除其余选项。

创作类型:
原创

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