Question 7 is based on the conversation you have just heard.

Conversation Two

听力原文

M: (5) How did it go at the bank this morning?

W: Not well, my proposal was rejected.

M: Really, but why?

W: Bunch of reasons. (6) For starters, they said my credit history was not good enough.

M: Do they say how you could improve that?

W: Yes, they said that after five more years of paying my mortgage, then I will become a more viable candidate for a business loan. But right now, it’s too risky for them to lend me money. They fear I will default on any business loan I’m given.

M: Well, that doesn’t sound fair. (7)Your business idea is amazing. Did you show them your business plan? What did they say?

W: They didn’t really articulate any position regarding the actual business plan. They simply looked at my credit history and determined it was not good enough. They said the bank has strict guidelines and requirements as to who they can lend money to. And I simply don’t meet their financial threshold.

M: (8) What if you ask for a smaller amount? Maybe you could gather capital from other sources, smaller loans from more lenders?

W: You don’t get it. It doesn’t matter the size of the loan I ask for or the type of business I propose. That’s all inconsequential. The first thing every bank will do is studying how much money I have and how much debt I have before they decide whether or not to lend me any more money. (7) If I want to continue ahead with this dream of owning my own business, I have no other choice but to build up my own finances. I need around 20% more in personal savings and 50% less debt. That’s all there is to it.

M: I see now. Well, it’s a huge pity that they rejected your request, but don’t lose hope. I still think that your idea is great and that you will turn it into a phenomenal success.

7. What is the woman planning to do?

解析：C。录音开始时说女士的提议被银行拒绝，录音中间部分男士说到女士的商业创意很棒，问她有没有给银行的人员看她的商业计划，由此可知，女士是计划开展一项事业而向银行申请商业贷款。录音末尾部分女士也提到，如果想继续拥有自己的事业，她只能改善自己的财务状况。C项内容与此相符，因此选C。A项利用debt作干扰，但原文只是说女士因为有债务而影响了贷款，而贷款的目的并不是偿还债务，故排除。B项未提及，故排除。录音中只是说女士的信用记录不够好，并未提及女士要去核查她的信用纪录，D项属于过度推断，故排除。